Moving insurance for students
For students with items of value: such as pianos, musical instruments, sports equipment or expensive computer equipment, the question of moving insurance may be significant, and the conclusion may be that you should protect yourself with your own insurance. Often student possessions insurance will cover your move, but you should investigate carefully. Moving insurance can only be sold in the UK by parties approved by the 'financial Services Authority' (FSA). The main point is that moving companies' own insurances are for their benefit and not yours, and the mover may be required not to admit liability on behalf of their insurers. What protection you will enjoy may be detailed in the small print of their conditions of carriage. Reputable movers will carry insurances. These will include:- 1). Public liability, which you might characterise as damage to people or collateral damage to property other than that being moved. 2), Goods in carriage cover. This is the one where you need to be sure about what cover you will receive, and where it becomes worthwhile to take out your own protection so there is not a removal company between you and any claim you need to make. Consider these points
In so far as removals are concerned, we advise you to contact a specialist student broker before your move. Discuss your needs and arrange cover for your property to include your move.
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